The First-Time Homeowner's Handbook: A Complete Guide and Workbook for the First-Time Home Buyer (Book & CD-ROM)

The First-Time Homeowner's Handbook: A Complete Guide and Workbook for the First-Time Home Buyer (Book & CD-ROM) Features

Additional The First-Time Homeowner's Handbook: A Complete Guide and Workbook for the First-Time Home Buyer (Book & CD-ROM) Information

According to Money Magazine, "Over the past five years, home values nationally have risen 65 percent while the stock market has fallen." Now is the time to get into the real estate marketplace. With the help of this comprehensive new guide, you will learn how to find the best opportunities, negotiating, financing, budgets, needs and wants, credit reports, home-buying timeline, the process of building a house, manufactured homes, real estate and mortgage glossaries, setting values, home warranties, homeowners insurance, creative financing, buying with little or no money down, closing, moving plans, walk-throughs, closing and settlement inspections, legal contracts, mortgages, what you can afford, deciding which neighborhood to choose, hiring a realtor, which government agencies can help, considerations for veterans, IRA use, hiring an attorney, the offer, calculating monthly payments, and escrow.

This comprehensive resource contains a wealth of modern tips and strategies for financing and closing on a property. The author shows readers how to find out how much theyÂ’re really worth, how to uncover unknown assets, and how to enhance credit ratings within six months, provides information and suggestions on everything from no-down-payment mortgages to finding the right agent. It leads you down the path to home ownership, one step at a time. Though you may be relatively cash-poor or have a less-than-perfect credit rating, you can acquire a mortgage and find the house youÂ’ve always wanted.

What Customers Say About The First-Time Homeowner's Handbook: A Complete Guide and Workbook for the First-Time Home Buyer (Book & CD-ROM):

Don't waste your money or your time reading this. It gives no details or insider information or really anything that you cannot gather from any home-buying website. One star is too gracious, but it's the worst I can do. This book is nothing more than an advertisement for realtors. It was written by a realtor to convince the reader that they are incompetent and needs someone to shepherd them through the house buying "experience".

This is a great book and a must for anyone buying a home for the first time. Lets face it buying a home is a rite of passage for most adults. No worries still a great book and worth the investment. The only reason why I gave this a 3/5 is because they failed to give me the CD with the book. It is scary, nerve racking and can make anyone crack under the pressure. This book will help you and coach you through those fears by making you confident and educating you.

The only problem is that it is very rudimentary and should not be read alone. This book is an excellent starting point for anyone seeking a book on first-time home buying. Highly recommend reading "100 Questions Every First-Time Home Buyer Should Ask: With Answers from Top Brokers from Around the Country" after reading in order to get more depth of coverage of the various aspects of home buying that, basically, are only touched upon in this book. It needs to be supplemented with other more detailed information after being read. It covers all the major topics needed (i.e., looking for agent, escrow, financing, etc). It is simply written and can be read in about 3-4 hours.

After reading the book, I no longer felt like an ignoramus and could carry on an intelligent, 2-way conversation with realtors. The book comes with a CD with useful forms and other checklists for those geeks and control freaks too who like to pay attention to detail. It was worth the twenty bucks I paid for the book just for the peace of mind and education in house-buying. I bought this book in preparation of buying a house - we are first time home-buyers and needed to know the basics without getting bogged down with too much jargon or poorly-written advice. I found the book easy to read and the chapters helpful without sacrificing important information that I needed to know.

This book is definitely recommended. We're finding out that homebuying, especially the first time around, can be quite a wild ride. This Handbook has provided great information and guidance in the process toward final first home ownership.